What is Foreclosure? A Look at the Home Foreclosure Process

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What is Foreclosure?If financial difficulties prevent homeowners from making mortgage payments, homeowners can end up in foreclosure, a legal process that allows the lender to take control of the homeowner’s property and resell it to recoup the losses. In many states, foreclosure begins after four months of missed payments, though the process can begin sooner as most states follow their own processes. By learning the basics of foreclosure, homeowners can prepare for the upcoming process.

For informational purposes only. Always consult with an attorney, tax, or financial advisor before proceeding with any real estate transaction.

The Pre-Foreclosure Process

At the pre-foreclosure stage, the lender sends a late payment notice to the homeowner within 30 days of the first missed payment. If non-payment from the homeowner continues for two more months, the notice of default will arrive, leaving the homeowner to take immediate action toward stopping the foreclosure. If a homeowner waits for notice of default or ignores the lender, these actions will accelerate the foreclosure process. Homeowners who immediately reach out to their lender at the first sign of financial difficulties have the best chance at stopping the foreclosure.

Depending on the homeowner’s actions, the pre-foreclosure period can last up to ten months. Without a response from the homeowner, the lender can persue foreclosure; once the lender takes control of the property, it becomes available for sale at a public auction.

Special Considerations

One alternative to foreclosure is a short sale, an option where the homeowner retains control of the property and places it on the market themself. If the property is approved by the lender for a short sale, then the homeowner can sell the property for less than its market value and the total balance owed on the mortgage loan. Because lenders will lose money on the transaction, they must approve the short sale and will require the homeowner to create a short sale package, which will need to detail the financial hardships that caused the homeowner’s difficulties in making payments. The lender will review the paperwork in the package and then approve or deny the offer.

In determining if the short sale offer is the right decision for the property, lenders use a broker price opinion, or BPO, to understand the property’s value. A loss mitigation specialist uses the BPO to determine if the offer is high enough for acceptance. If the lender does not agree with the offer, they may submit a counteroffer to the buyer or reject it. Otherwise, the lender will issue their approval, allowing the purchase to move into closing.

Because short sales require extra steps compared to the traditional home buying process in addition to a longer approval period, buyers will need to wait for an extended period of time to purchase the property. This can complicate matters if homeowners do not have a real estate agent to educate all prospective buyers on what they will need to expect.

Benefits and Disavantages of Selling During Pre-Foreclosure

Short sales have benefits and disadvantages for lenders, homeowners, and buyers. Each party must weigh these factors to determine if a short sale is the right option.

For homeowners, selling during pre-foreclosure eases their financial burdens, as short sales do not impact a homeowner’s credit score as much as a foreclosure will. Additionally, homeowners who choose a short sale over a foreclosure will not have to complete the seven-year waiting period before acquiring another mortgage loan.

Because short sale homes sell for less than owed on the mortgage, lenders lose money on the transaction. However, the amount they lose is far less than a foreclosure, as foreclosures require administrative costs, legal fees, plus additional expenses related to preparing the property for the market.

Short sales attract buyers because the buyer can purchase their ideal home for less than market value. On the other hand, if the home is purchased as a foreclosure at an auction, then the buyer can have unexpected surprises ahead in the form of liens and unpaid taxes attached to the property. With its acquisition, the buyers are then responsible for those payments, possibly negating the money saved.

Judicial vs. Non-Judicial Foreclosure

In certain states, lenders can choose between judicial and non-judicial foreclosure, with the main difference being whether the courts are involved in the process. Depending on which one a homeowner is required to persue, they may have different ways to halt the foreclosure process. The timeline varies considerably between each option, especially in areas with overloaded court systems.

In either case, homeowners can benefit by talking to a HUD-approved counselor, as these experts can provide information about alternatives to foreclosure and offer guidance along the way. Alternatively, homeowners can reach out to a foreclosure attorney for help defending against the proceedings.

Judicial Foreclosure

During a judicial foreclosure, the lender must file the lawsuit with the local court and submit evidence of the default. Additionally, homeowners can submit their own evidence if they believe the lender has incorrect information. The assigned judge will review all evidence to determine if the claimed default on the loan occurred.

If the judge rules in favor of the lender, then the lender is granted permission to gain control of the property and place it for sale on the market. The ruling may also result in a deficiency judgement against the homeowner, which orders the homeowner to make payments on the difference between the amount owed on the loan and the final sale price of the property. In order to avoid a deficiency judgement, a homeowner can attempt to work with the lender to reach a settlement, which must occur before the judge’s ruling to provide enough time to withdraw the lawsuit. While waiting for the case to go through court, which can take up to one year, homeowners can seek alternatives to foreclosure such as a short sale or a deed in lieu of foreclosure.

Non-Judicial Foreclosure

A non-judicial foreclosure does not go through the court system; instead, the lender works with a foreclosure trustee, a neutral third party, to carry out the proceedings by assisting in every phase of the process and ensuring the lender complies with local laws.The foreclosure trustee’s first task is sending out the notice of default, which gives homeowners a chance to resolve the problem. The foreclosure trustee may give them a set amount of time to seek alternatives to foreclosure before moving onto the next step.

If the homeowners do not respond in a timely manner, then a notice of sale is the next step. In some cases, the lender does not have to notify the homeowner of the impending sale, as the lender is only required to post the notice on the property or in the local newspaper.

Because the lender does not have to wait for the court system, a non-judicial foreclosure often moves quickly. Within just a few months, the lender can take control of the property and place it for sale on the market, leaving homeowners with little time to find a resolution.

The Foreclosure Process Varies By State

Across the United States, 28 states allow non-judicial foreclosure, while the remaining 22 require the court’s involvement. Beyond that requirement, each state has its own foreclosure laws that control how lenders must complete the process, from the way lenders issue official notices to the homeowner’s available resolutions. Lenders must abide by these laws to gain control of the property and place it for sale on the market or the court could rule in favor of the homeowner. However, if non-payment from the homeowner continues, lenders may be able to restart the foreclosure process—as long as they proceed by abiding by state laws.

Minnesota Foreclosure Process

Minnesota allows lenders to choose between non-judicial and judicial foreclosures, with many lenders choosing the non-judicial route because it allows them to streamline the process. Due to a law granted in 2014, lenders still must wait before moving forward and are required to give homeowners 120 days to catch up on payments or seek alternatives to foreclosure.

Additionally, Minnesota state laws require lenders to send out a series of notices to help homeowners avoid losing their property. The first is the notice of default, which must allow a 30-day grace period for the homeowner to catch up on payments if possible. Following a notice of default, the lender must send a notice to the homeowner explaining foreclosure prevention counseling options as well as the homeowner’s contact information to an agency experienced in foreclosure prevention. Only after these notices are sent and the 120-day period has passed can lenders issue a notice of sale. Lenders are required to publish this notice for six weeks publicly before starting the sale process, and the homeowner must directly receive this notice at least four weeks in advance of the sale.

Each time the lender contacts the borrower, the lender must provide a foreclosure advice notice explaining how to avoid foreclosure and the expectations at the end of the process.

The Phases of Foreclosure

In every state, lenders experience the same six phases of foreclosure, with the first phase beginning with payment default and the process ending with eviction. Knowing what is ahead allows homeowners the best chance of resolving the issue before eviction arises. The following information explains what all parties involved in a foreclosure should expect in each phase.

Phase 1: Payment Default

Missing a single mortgage payment begins the foreclosure process, though lenders may not take the next steps for a month or more. Because foreclosure is expensive to complete, many lenders are open to working out a repayment plan with the homeowner. In order to gain the most flexibility, homeowners must contact their lender immediately upon realizing they cannot make their monthly mortgage payment. Once the homeowner calls, lenders will provide options that may help resolve the issue.

Beyond a repayment plan, lenders may offer alternatives to foreclosure, including:

  • Short sale
  • Deed in lieu of foreclosure
  • Forbearance
  • Refinance
  • Loan modification

If homeowners do not contact their lender, they will receive missed payment notices and demand letters in the mail. These documents offer 30 days to catch up on payments before moving onto the next phase of foreclosure.

Phase 2: Notice of Default

After a notice of default has been sent to the homeowner, the foreclosure process officially begins. Depending on whether the foreclosure is a non-judicial or judicial process, this notice will be submitted to the homeowner and the court, if applicable. When sent to the homeowner, the notice of default usually arrives as certified mail, which provides the lender with a receipt and verifies the delivery.

The notice of default reflects the breach of contract that occurred by the homeowner’s missed payment. By issuing this notification, lenders are able to take control of the property and place it on the market for sale. Additionally, this phase gives homeowners a chance to avoid foreclosure or potentially retain the rights to their property.

Phase 3: Notice of Sale

After 120 days of non-payment, homeowners will receive a notice of sale explaining the amount owed in missed payments and when the sale is expected to go through, providing homeowners time to secure housing and move out of the property.

Additional information in the notice includes:

  • Property address
  • Legal description
  • Name of owner
  • Sale date
  • Where the sale will occur if going to auction

In some states, the homeowner must be notified by the lender directly, while other states allow the notice to be placed on the property. Additionally, most states require the lender to publish the notice of sale publicly in the local paper.

Phase 4: Trustee’s Sale

Most foreclosures go to auction in an effort to sell them quickly and minimize the lender’s losses. When placed on public auction, the property sells to the highest bidder who abides by the requirements, including:

  • Paying the initial deposit in cash
  • Securing financing ahead of time
  • Issuing full payment within 10 days

Buyers of foreclosed properties must also be willing to take responsibility for any liens and back taxes attached to the property. In some cases, buyers can acquire title insurance through escrow or after closing to potentially protect themselves from those additional obligations. Because properties are sold as-is, all necessary repairs become the buyer’s responsibility, regardless of whether the buyer has obtained title insurance.

Phase 5: Real Estate Owned (REO)

If the property does not sell at the public auction, then it becomes real estate owned, or REO. Upon gaining ownership, the lender has the ability to remove liens, pay back taxes, and otherwise clear the title of any defects. Additionally, lenders are able to perform any maintenance and repairs needed to prepare the residence for the market. Through these steps, lenders present the property as more desirable to prospective buyers, which can help the property sell faster and potentially at a higher price.

Phase 6: Eviction

Homeowners can remain in the home until it is sold. Once the sale has been completed, an eviction notice is sent to the homeowner, which includes an official move-out date. Depending on the buyer’s plans for the property, there may be a few arrangements for the previous homeowner to consider, such as:

  • Buying back the home from the buyer by paying the full purchase price, interest, and other costs
  • Residing in the home until the end of the redemption period
  • Living in the property as a tenant and making monthly rent payments
  • Cash for keys arrangement, where homeowners trade the keys for a lump sum payment to help them find new housing

While the foreclosure process is difficult to navigate, homeowners can rely on their lender for support. Because they want to avoid foreclosing on the property as well, many lenders will offer alternatives in order to help homeowners resolve their financial difficulties and keep their property.

In order to work toward a mutually satisfactory resolution, homeowners must reach out to their lenders as soon as the homeowner knows they will miss a mortgage payment. With this action, homeowners can start working with their lender toward suitable alternatives and prepare for the foreclosure process if it is determined to be unavoidable.

For informational purposes only. Always consult with an attorney, tax, or financial advisor before proceeding with any real estate transaction.

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  32. But no I’m not gay. So congratulations to you, you’re now all caught up with our story.I woke up one morning feeling pretty bad for what I had done to Paul. I know that we are not officially a couple but I still shouldn’t have slept with my professor.I didn’t have class that day so I decided to do something special for him. I went to a crossdresser friendly store to pick out a naughty outfit. I think he would really like me wearing a nice satin teddy or something like that. I will also grab a nice looking wig some Stockings and to complete the outfit a pair of high heels, if I can learn to…
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  33. After all she hated her husband and was already in the process of divorcing him so she could be with Him. Yes Him. The Man she met 9 months ago that awakened her inner animal. Whose passion engulfed her and who showed her pleasure can be limitless with the right person. The thought of Him brings and evil grin to her face and she notices a dampening of the panties he told her to wear this evening. Yes she might still be married, but she belonged mind, body and soul to Him.The evening wears on and she suffers through it as best she can. Smiling at all the right times and people, laughing at…
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  34. From her body language I can tell she is trying hard not to respond to the stimulation. She loves cunnilingus, as she fights a losing battle. Her body soon is starting to give a few twitches, as my tongue hits the mark. My fingers are again moving slowly in and out of her cunt. Wendy’s body is starting to shudder as all her pleasure buttons are being manipulated and licked. Wendy’s eyes closed and she starts groaning. ” Nooooo. Pleeeease. I can’t let you do this to me!!” She is rapidly losing the battle to control her orgasm, but still did not want me to make her cum. I sensed she had…
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  35. When all the kernels were exposed, Annabelle broke the ear free from the husk and held it up for Nicole to see.”Perfect size,” she said as she stepped behind Nicole. “All it needs now is a little bit of lube.”Nicole looked very confused, but then gasped loudly as something small with a rough knobbly surface was pushed into her ass. Her eyes were very wide as Annabelle stepped back in front of her and began shucking the large ear of corn.Once the large ear was ready, Annabelle again stepped behind Nicole. This time she reached her arms around Nicole’s body and began massaging Nicole’s…
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  36. Jake had a firm grip on my wrists and he squeezed them real tight. My dick was super hard and inches away from his face. “Suck my dick,” I told him. Jake growled like a tiger, released my wrists, and grabbed onto my dick. It was like he was trying to rip my dick off my body, but it felt good. “Let go, you fuckin asshole,” I said. I grabbed his big dick and tried to bend it. It was too hard to even move. Jake moaned, and then his eyes went wild with fury. He grabbed me roughly by the waist, pushed me backward on the ground and pinned me down, even harder than the first time. “Don’t fuckin touch…
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  37. His apprentice, of course, went with him, and my father later found out was ruining all the trails.  Gillian returned home, with nothing to show for his effort.  He had been gone nearly a year, and when he stepped through the gates, he was nearly on the verge of collapsing.  He was brought in for food poisoning, and as my father later found out, his apprentice was behind it.About three years after my disappearance, my father’s apprentice became greedy with power.  His powers never even scaled up with my family’s, and I think he knew that.  The only reason my father bothered to train his…
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  38. “She’s good, man. Aren’t you, Nina?””Yes, babe, I’m fine, thanks. You go catch up with your friends, I’ll bring dinner out soon.” My husband left as I looked back at Rodney. God, he’s so fucking assertive. It turned me on so much. We continued to such each other’s lips a while longer before I realized I had to take the food out of the oven. The boys all sat down at the dining table as I served dinner. There were only six seats at our table and I had nowhere to sit. I went to grab a stool from the kitchen but Rodney looked at me and patted his lap. I walked over to him and sat on his leg…
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  39. We drank all the beer (mostly because of the peppers) and then began working the bottle. We laughed hysterically about absolutely nothing.”Do you know how I got my last boyfriend?” She asked. “I was in a bar with some friends and this guy kept staring at me. Every time I looked over he was staring at me! So when I finished my beer I slid the neck of the bottle into my mouth… the whole neck… and when it was all the way down I looked over and watched him squirm as I pulled it out. A few minute later the waitress brought me a long neck Budweiser from him.””You didn’t!””I sure as hell did! ……
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  40. ” I’m gonna take a shower. “” Wait up on me then. “I noticed her smiling as I responded, the redness of excitement growing back in her cheeks. Without even looking in her eyes I could easily tell the words “shower sex” were flashing in neon lights inside her brain. Had she planned to lure me in? I calmly got up and went for the pile of my clothes we’d thrown in a corner last night and then put on my underwear and jeans, since I hadn’t really thought of bringing clean spares. She then led me to the bathroom, her ass waving side to side with each step, a clear factor that she was very…
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  41. The wall to Mexico had begun construction and he had already begun to dissolve Obamacare. However, as the breeze blew a few golden leaves over the sun drenched lawn, little did he know that the next 24 hours would change his life and perhaps that of the nation forever.He made his way over to the Roosevelt desk. He decided he wouldn’t bother with a tie today he only had a few appointments, one of which was with the England Women’s cricket team. Whatever cricket was. He was sure an advisor would inform him so he didn’t look stupid. His shirt and trousers were freshly pressed and his hair…
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  42. I am 18 years old. I have my first job, I drive my car and I read a lot. I liked watching girls, lesbian girls. Things have changed a lot since then. I loved to see very feminine lesbian girls like me, still in the closet or sometimes a little more open. I’m a lesbian fem, white, with a proportionate body, my breasts delicately full, amber brown eyes, dark hair and a bright smile. I liked to dress up in jeans showing my attractive legs: a shy teenager looking for other girls. When I walked the streets, men often turned to see me and undress me with their eyes, but I don’t care about them, I…
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  43. And…I…” he paused, looking me in the eyes. “I need to think about us, what we did the other night. I enjoyed myself a lot. A lot more than I expected, and I’m not sure how she would like knowing about us, and I’m not ready to give up what we did, and …I guess I’d like to do what we did again…”I’d be lying if I said my heart wasn’t beating faster. Going from a sinking feeling of disappointment to a surprising feeling of happiness sat hearing his words. I shocked him, and myself as I leaned in and gave him a quick peck on the lips.THAT brought silence.Suddenly embarrassed and unsure, I…
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  44. “Mom, I am going to get a “bite”! Doyou want me to bring you anything?” “Let me come down and makesomething for both of us. Or shouldwe order a pepperoni pizza?” “Yes! My favorite food is pizza and Ican’t deny that!” “Done, I’ll order it now and we could amovie from the movies I bought lastweek from the “club”!” I ran butt naked to my room andpulled out a pair of boxers for changeinstead of my tights. I washed my faceand brushed my teeth. I still wasthinking about all that had happenedand to be honest, I wasn’t worried if my mom would get pregnant. Maybe Iwas “loosing”…
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  45. “Do you trust me?””What are you going to do?” she asked with a half smile.”Do you trust me? he insisted.With a sigh, “yes”.”Close your eyes.” She did so, slowly, the smile still on her lips. Taking a breath, he leaned forward and pressed his lips against hers.At first, he was merely kissing that smile. Firm, nervous. Soon, however, those perfect lips softened. Then parted slightly. Slowly, furtively his tongue tasted the inside of her lip. His gentle probe meeting no resistance, he pressed further. As he did, her lips parted more fully and their tongues met. Both sighing as their…
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  46. I smirked as I unbuttoned the rest of my shirt. I threw it to the washing pile. My breasts fell out as I unhooked my bra. It followed my shirt to the pile. I stroked his hair and closed my eyes. His palm grabbed and squeezed my full youthful breasts. I stood him up and demanded he get naked as soon as possible… that I’d time him. I smirked enjoying the game. Before I could blink he was naked. He looked great. I was still in my school stockings and tartan skirt, my cock and his meeting like a draw bridge between us. He grabs my tits again as though he’d never seen a pair before. Maybe he…
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  47. You looked up from the checklist and gave me the most adorable smile that said, “I hate you” and “I love you” at the same time. I walked around the cart and wrapped my arms around you. “We’re just about done” you said as you looked up at me and smiled. “THANK GOD, finally” I said as i pulled you close and faked a dramatic death on your shoulder. You broke my grip and hit me in the shoulder with the little black notepad, “stop whining, you big baby”, “Marines don’t whine, you just take FOR-EV-ER” I made sure I over annunciated every syllable. You rolled your eyes and walked past toward the…
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  48. I know from talking with her that she is divorced. Her husband left her a few years ago for a younger 20 something model. She has always flirted with me and I have flirted back. It was about quarter to five when my phone rang. It was Kristen, she told me she is about an hour and half away and that she would stop by and bring me the information. Six o’clock came in no time and I got up to freshen up. Everybody had left the office. It made me mad that I was working so many damn hours and everyone else leaves at five. As I walked out of the men’s room, I looked out the door and saw…
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  49. I really don’t get involved in my husband’s business but have met many of his clients and occasionally run some errands for him. Patrick, his client, lived in a very exclusive neighborhood in a wonderful house on a large estate. He was obviously successful but I don’t know what he did or what the papers were that I was delivering to him. It was a hot day so I dressed lightly in a white sundress with the idea of going shopping at the mall after I delivered the papers. Patrick met me at the door wearing a robe. He was a big burly man in his sixties, a bit of a pot belly but ruggedly handsome…
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  50. I knew he’d do almost anything to please them as he was struggling to make money. Little did I know what he had in mind while I was in the bathroom? The following is an account from one of the photographers in the group No sooner had the bathroom door closed behind you, your wife looked across at the owner of the studio in a nervous manner. Now she was on her own dressed in just her tiny undies with her gorgeous body on display. She could not fix her eyes through being so nervous but the owner was not going to miss this opportunity to save his credibility. He quickly suggested to her…
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  51. “Never seen you here before.””Do you come to this hotel so often?” I asked.”It’s a good place to observe people.””And find desperate women.””Just another appealing aspect.””Are you here with Wilson?” I pointed to the sign. “Nah, there’s always some stupid party or reunion here. So, are you a desperate woman?” He placed a hand on my thigh.  The corners of his mouth were turned up and he kept looking me over.  I’m okay with arrogant, but this guy was really sure of himself. His ego was starting to make me nauseous. I realized that I could use him for pleasure, but I imagined the smug…
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  52. Then it came to me; I remembered how excited I became reading about Vivian and Jessica. I felt like I was now Vivian.Pete spread her lips apart and began stroking into her hairy slit. His fingers paid special attention to her swollen hooded little bead. She moaned more, and louder. I undid my blanket and reached into my robe and between my legs. I probably should have put my pjs back on after showering, but I figured they would be off quick enough for my massage, so why bother. Another benefit to not wearing pjs; it’s less inhibiting for my hand to snake its way between my legs. After…
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  53. They caught on her boots and it took him some time to work the leg openings over the large boot tops. She stood there patiently, enjoying his struggle. She knew he could feel the wetness of the panties, smelling her musk. He was getting impatient to bury his face in her softness but she stood there, not helping, just waiting while he struggled with the panties. Finally he got them to her ankles and she leaned over, resting her hand on his shoulder as she lifted each foot, one by one, pulling them free of the panties while he held them firmly in his teeth. He was inordinately pleased by his…
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  54. “Okay Mom! Have a good Trip! I’ll see you on Sunday and I’ll have no More than Maybe ten parties!” i Laughed at my own joke. ” You better not be inviting any girls over either Now Bye” She closed the door and I watched her leave the front yard my 9 inch cock aching to be stroked, after i saw the car drive away i went on my laptop and well did whatever a sixteen year old boy would do when he was horny, Yes i stroked my 9 Inch cock until i exploded all over. After a good Session of Masturbating i headed downstairs for something to eat, man was i hungry “Damn, Nothing to eat Maybe i’ll go to the…
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  55. The Vice-Principal savoured the sight of her nemesis in this sexually vulnerable and available pose, and took more pictures from several angles of her boss, who was now naked apart from her shoes, the skirt up around her waist and the large bra from which her huge tits had been extracted. Then Jacquelyn put the camera away in her bag and withdrew her favourite and largest strap-on – one which she had not had any opportunity to use on another woman for many months. She stripped off her flimsy thong and buckled the dildo in its place, over the straps of her suspender belt. The bitch’s cunt is so…
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  56. 1.)I have always had a vivid imagination. 2.)Im a nympho with a porn addiction (thank goodness for xnxx!)3.) The more I experience the more extreme and even gross my porn selection and fantasies become. I gave up my crazy lifestyle about a year ago when I met my husband. I went from orgies to him literally overnight. He kept me so consumed working on his problems and proving to him that I wanted only him that I even fooled myself into believing I was “cured”.I have been faithful to him throughout our relationship, although there has been plenty of temptation. Now he’s starting to…
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  58. So do I, for that matter. How about Saturday?””Works for me. Let me check with Jill and get back to you.”The twins seemed to like the two wooden dump trucks I had made for them even without sound effects. I noticed that they were careful to say ‘thank you” under Kim’s watchful eye before scampering off to play with them. Jill and Ed had that odd lawyer thing going where they can beat each other’s brains out all day and then be friends as soon as the whistle blows. Good friends, good food, and some good wine made for a really great evening. Kim called me a couple days later.”So,…
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  59. Ithank for bad and good coments andwill write more stories if you all wouldlike me to go on. If you would like itplease email me to do so. If not I guessI will stop writing. Next morning I got up my mother wasalready out of bed and I could hearher doing something in the kitchen. Iwalked there naked and she didn’thear me sneaking behind her. She wasjust so sexy in her night gown that she was wearing and her ass wasinviting me. I grabbed her from herstomach and slid my cock in herpussy. “My god, you scare…..d me! But don’tyou dare take that cock out of me.Fuck me…
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  60. She desired, no needed, no craved stimulus, stimulus of any kind. When Susanna pulled off her blindfold, Julie looked into her eyes and started to cry. “Mistress, what did I do wrong, I’m sorry mistress, what can this slut do to please you?”Susanna smiled, although she wanted her training to continue for another couple of hours, maybe this would be enough. “It’s OK, slut. Calm down.” She said as she gently massaged her nipples as she removed the clips. “You did nothing wrong. A nurse is calling about your mother. She is not doing well and she needs to speak with you. I want you to gather…
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  61. I grasp both her thighs and pull her down until she is squatting over my face, once I can reach I start to lick and suck her pussy.She moans in delight at my ministrations as I suck the discharged cream from her cunt, slurping her delicious nectar into my mouth, savouring her wonderful flavour. I moan into her pussy, relishing in the wonderful attention of Maureen feasting noisily on my clit, doubly intense now I am eating out Alice. Jo kneels beside me, taking one of my nipples into her mouth, drawing the tightening puckered teat between her lips and wiggling her tongue back and forth…
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  62. Okay?”Lori stopped sucking very suddenly. She stared up at George, wide-eyed. “You want me to suck your cock after it’s been up my ass? You must be kidding!” . George took her head in his hands and stared back at her. “I was told that you would go around the world. Mouth, pussy, ass and mouth. When you go around the world, you end up where you started off, okay? Look, they told me you’ll do just about anything. That’s what I’m paying you for.” They held the stare for a long while, in silence. Lori thought about the money in her purse. Finally, she asked, “Can I take the condom off so you…
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  64. The trick was to threaten lawsuits, not violence. They wouldn’t want to risk a lawsuit and they would usually pass the buck to their superior. “You lay one hand on me and I’ll sue you and this company for every cent it’s got!”The guard advanced on him. Paul stood his ground and tried to hide the fear he felt. The man was huge; he would have dwarfed even Paul’s old body. But he seemed to be twice as tall as Paul’s new half-female body. “Are you going to leave?””No. I demand to speak your boss.””Fair enough,” said the guard and without any warning picked Paul up and put him over one…
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  65. I could tell good times were ahead.On the next what was to be a party night Sue was having her period and a bad case of PMSSo we all just sat around, talked and had a few drinks.As usual the talk turned to sex.Sue asked Frank if he had enjoyed watching me fuck her in the ass. He admitted he had and planned on doing her back passage sometimes.”Not unless I can do you first.” she said.”What do you mean?” he asked.”I have this strap on I use on hubby sometimes.” she answered. “He likes a good anal probe occasionally and bought this for me a while ago. The rod is bigger…
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  66. I ignored them. I needed to get to the hotel. Pushing myself back up I flashed my asshole at a small crowd and heard a scream then rapid footsteps. “OI! What the fuck man!”I thought I was about to be attacked but instead someone from the sauna had run out with a robe which he was trying to push my arms into. I fought him off and staggered off, scraping my shoulder against the brick wall of the shop next door. He tried again and managed to hang it from my shoulders and tie the belt around my waist. Using the wall as a support I made my way along the road. Heads turned to see me and…
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  67. I smiled – it was the young professional from the first email. He came down the last three steps and we walked toward each other, I tried to say something in greeting but it came out a squeak. I tried again holding out my hand, “I’m Katie”. He took my hand – he must have felt my shaking – and led me to the bed. “You sure you want to do this?” He askedI stammered a shy Yes and guided his hand to my wet panties. “I need it”. He began stroking my sodden pussy through the sheer fabric, with his other hand he guided me down to sit on the bed. I looked up at him and he bent his head and we…
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  68. Back in college, they played a game every week. They all decided to play a game before the bachelorette party. Each member of the foursome is well stacked with thin firm figures and just notable tight abs. They are wearing matching tennis shirts and miniskirts. Cynthia is a bubbly beauty with a sun kissed tan and curly blond hair. Jade is alluring Asian girl with a nice narrow behind and short brown hair. Ayesha is a glamorous golden brown beauty with long black pigtails. Priya is an enchanting shapely slender Indian with long black hair. The wedding planer, Bonnie joins them. She is on…
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  70. Mom always joined in but I couldn?bring myself to fuck her. This lead to an interesting situation one night.Beryl and Mom held regular Bridge nights with 2 or 3 of their friends, Ann who was divorced, early 50?and had a nice tight ass, Barbara who was a bit older, nice slim body and Vera who had an even bigger pair of tits than Beryl, I am talking 48?hey were massive and I had always wanted to see them in the flesh.It was a Friday and they had been playing Bridge and drinking wine for a while when I dropped in to the flat, I let myself in as Mom had given me a key and went into the…
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  71. She was warm and wet and he didn’t even feel her teeth on is dick. It was amazing; his nine inch cock slid in her mouth all the way and touched the back of her mouth without her gagging. Exhaling sharply he had to keep himself from cumming then and there as she started sucking. He slid his hands into her red hair and looked into her green eyes. “Use your tongue…” he grunted. “Oh fuck yes…” he started to thrust his hips in and out of her warm willing mouth. His brown eyes looked down into her eyes that despite the fact that she was sucking his cock still looked innocent. His cock started…
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  72. The athlete grimaced and moaned. It made me harder seeing him how pleased he was.”Brad,” he said extending his hand, “This is Bill and Phil,” nodding at the two cock-worshipers.”Mario,” I managed to say, still trying to overcome my trepidation.As I was standing next to the lustful trio stroking Brad’s left ass cheek, Jake came from behind and stroked my ass. He was so close, his body touched mine. He reached around and held my hard cock. I leaned against him trapping his cock between my crack and his belly. He rubbed against me while stroking my stick gently. He was hairy but…
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  73. Awe I need to sleep my parents are coming today and spending the night..And I know your not there so I will write you a little visual thing that I do want to have morning sex but my partner is sleeping. Partner is you;)Man: My dick is hard now baby.. Go ongirl: We are just laying in bed and I’m naked from the night before. You have boxers on. I wake up and see your back to me so I cuddle up nice and close and hold you tight. I reach down and start to massage your cock. You start to stir and push your hips up while your sleeping so I stroke harder. I’m getting excited to see the…
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  74. I was eighteen at the time and living home.I had a job at a convienece store. This man , around 37 or 38 , began coming in late, just before closing time, and would talk briefly with me. This went on three or four times per week for a couple of weeks. One night he asked me what I was doing after work, and asked if I would like to hang out, and have a few beers with him.Though I was pretty naive, I sensed an intrest by him that his intentions where more than just friendly. I felt a jolt of excitement go through me and quickly accepted. I wrapped things up and left the store. I followed him…
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  75. I closed the door behind me as I entered the house. I leaned back against the door crying. I knew John was standing outside of the door.”Please John just leave,” I sobbed out from behind the door.I heard his truck pull from the driveway as I went to my bedroom. I sat down onto the bed and looked to my wrist. I rubbed where the diamond tennis bracelet John had given me once was. I had taken it off and placed it beside my glass of wine before I asked him to take me home.After seeing photos of his wife and him together, I saw how lovely his wife truly was. As I did, I only saw myself,…
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  76. Please be patient. Was watching a lot of vampire movies.. LOL)I dream of his hands holding mine, but mostly I dream of his hands on my body, stroking and caressing my throat.That sharp, metal, nail, dragging, ever, so, slowly, across my jugular vein, and down my neck, towards the valley of my collar bone. I can almost feel it now, as it slips diagonally past my tattoo, and traces an invisible line across my chest, mounting the hills of my breasts with slow precision. I can feel his hot breath on the back of my neck as he whispers into my ear. I can’t understand what he says as he…
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  77. He was hoping it would help wake him up, plus he just needed to get out of his office. He’d nearly fallen asleep at his desk, not something a Commander should do. ‘They’re just dreams, they’ll go away eventually.’ he assured himself as he passed a few cadets who saluted him as he walked by. He half-heartedly saluted back, wishing that they could forget he was their Commander for just once.”Commander Leonhart, please come to my office at once,” he heard Cid’s voice echo throughout the building when he was just steps from his destination.”Great, what now?” he muttered, and changed…
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  78. “…very, very soon, you will be kissed.” Sonia moved in and gently kissed Jay. Jay face softened as she closed her eyes and received the kiss. It was a small kiss to begin with and then their lips parted and I saw the tips of their tongues meet, gently touching at first before Jay moved her hands up and, holding Sonia’s face, pushed her tongue into Sonia’s mouth. They embraced and stood there kissing, slowly at first before holding each other tight and frantically began kissing harder, Sonia holding Jay’s face with both hands as their tongues moved from mouth to mouth. Sonia, not breaking from…
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  79. ” She smiled, “Believe it.” “For the longest time I’ve had a crush on you. Each night that we’ve spent together, my feelings have grown for you. It’s been so long since I’ve been close to a girl. I’ve dreamed of being close to you, and now here I am lying beside you, and kissing you too! You are truly the most beautiful and amazing girl I have ever met.” She hugged me even tighter and kissed me several times, giggling, “It makes me so happy to hear you say that! I have never met anyone like you before. You’re so sweet, kind, and caring, not to mention really good-looking too! For…
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  80. “Of course, see you tomorrow.” She told him as she kicked the stand and turned on the bike, she loved the sound, it reminded her of a satisfied cat to her, the way it purred.She eased back and felt the uneasiness even more. She looked at the incoming traffic and eased out right behind silver Honda Civic. It clicked in her head as soon as her bike got on the main street; she was going to be followed. The light turned red making her stop, she tried not to panic. She needed to focus, a memory surfaced. She remembered Blake telling her if she were ever followed it would be a silver or…
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  81. I always make sure to do the shopping around the time he comes in to sit in the cafe to eat his lunch. His strong black body looks like it will rip through the business suit he is wearing. This time he catches me watching him. He smiles at me and rubs his hand on his thick cock so I can see how big it is through his pants. Shocked that I was caught I continue my shopping.I feel a hand reach up and grab my hair and you whisper in my ear, “Did you like what you saw? ” he said to me.My heart is beating faster, I can t believe he is standing behind me. I feel him reach under my skirt and…
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  82. She was only cumming. Huge waves of cum rolled over and over her again and again. She could feel her bodily juices flow over her fingers as she stuffed them in her vagina as far as she could. Her clit instantly became ultra sensitive and she had to stop stroking it in time to my thrusts. She could feel her nipples, hard as cherry pits, and she ached to have me stroke them. Rubbing them over the sheets was all she could manage with my weight resting on her. Over and over she orgasmed. Then I slammed a long powerful lunge that drive her thighs onto the bed. She felt a forceful swelling in…
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  84. “Do you like broccoli?” Sara asked.”Sara, I was born and raised on a farm in the country, we ate whatever momma put in front of us. I eat everything.”Sara smiled, “Oh, you do, do you? And you’re a farm boy too?” Eddie blushed, then went on talking about growing up on the farm, baling hay, cutting corn, raising cattle. The more he talked, the more comfortable he became, and the more Sara was attracted to this down to earth country farm boy. They checked out and headed towards their vehicles. Halfway there, Sara’s Jersey girl assertiveness kicked in. She stopped. “Look, I barely know you…
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  85. In the week after all was arranged for my new job in Savannah, I had seen a solicitor and had him draw up a separation agreement as a prelude to divorce, in the agreement I asked that our home should be sold as soon as possible with the proceeds split equally, everything else would be apportioned by ownership, I had no wish to embarrass Amanda by suing for divorce on the grounds of adultery I hoped we could divorce amicably after a 2 year separation.One evening I sat Amanda down and gave her the agreement and asked her to read and sign it, she sat silently and read it several times, when…
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  86. Plus, you don’t seem the jealous, intimidated type.””Here, you can help,” said Laura, and let Brenna undo a few of the buttons on her top. As Brenna looked at her, she laughed and gave her a big hug.”See, fun!”Laura had on a plain white bra that seemed to de-emphasize her bosom. She stepped out of her jeans and was wearing plain white panties.”Your undies are so much cuter,” said Laura.”Um, thanks,” said Brenna.Ellen came up behind Brenna and Maria came behind Laura, and they unhooked their bras. Slowly they were pushed off of the girl’s shoulders.Katerina now stepped…
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  87. Naturally she put her arm around his shoulder. She didn’t know what he was doing, but she thought he was going to take her to where all the commotion was occurring.Terry looked at Kevin’s face. Then, slowly, he sank to his knees, and gently lowered her into the water, fully clothed. Terry squealed and beat on Kevin’s chest. By that time Pam saw what Kevin had done, she was already at her sister’s side, helping her stand up. Pam was furious but Kevin, Amy and Martin were laughing. Terry splashed Kevin. Pam said, “I’m gonna beat your ass, you motherfucker.” “Lighten up, Pam,” Terry said…
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  88. Everyone was invited, among the pairs gliding along in gentle waltz you could occasionally detect a familiar face; there was Rita Hayworth, dancing with some lucky guy. Sophia Loren, with her partner. The long-legged Cyd Charisse moving with unmatched grace, except for Ginger Rogers and Fred Astaire, of course. Even Marilyn Monroe was there, getting a lot of attention with JFK. But it was me, who danced with the most adorable of them all…Audrey blinked her huge, brown doe-eyes and smiled. The gown she was wearing was the one from Sabrina; a tight corset and a big flowing skirt, all in…
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  89. She was wearing the classic schoolgirl outfit. From the toes up she wore knee high white socks, a black and red plaid skirt that draped over the stool, and a white tank top without a bra highlighting her clearly erect nipples and small breasts. She even polished the outfit off with pigtails and a ribbon. It was the sexiest outfit I had ever seen. It was obvious that she was intentionally dressed like a slut and the truth is… I absolutely fucking loved it. The problem is, there is no way Stacey was not going to notice as well. Trouble was brewing. Renee was sitting there eating a bowl of…
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  90. She didn’t even realize that his mouth had left her nipple until its assault began on her other one. A fresh ripple rushed through her as this breast finally got the same attention its twin had been receiving. Then she felt it. Just a gentle touch at the base of her pussy. Just pressed there, touching both lips, but not moving. How she wanted it to move upward and into her pussy, but it didn’t. Slowly she began to rock forward hoping to push it into her. But as she moved it moved with her. As she began to rock forward again the lips on her nipple were replaced with biting teeth on the…
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  91. I lay heavily on her firm body, pressing my mouth aganist her lips. I press hard on the front of her silken body; I knew it would be only seconds before I feel a response from her pussy. In a short-time, Wendy was feeling the urge from within herself, she pushs her pelvis aganist me, trying to writhe her thighs aganist my thighs, trying to get pleasure by pushing her belly to and fro aganist me. Suddenly I roll off of her to one side, she sees my expression change. My face now has a leer. My hands start to caress between her thighs rubbing her pussy. My hot hands caressing her smooth naked…
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  92. Lisa is a sexy little plumper blond, 5’8″ tall with a 40DD-34-38 body that looks so hot in a t-shirt and shorts. I have lived next door to her for 4 years, and we have gotten to be pretty good friends. I often fantasize about us being more than friends, but she hasn’t shown any interest in me in that way, and I don’t want to make things uncomfortable between us if she’s not interested in me sexually, so I don’t push the subject. We spend many weekends lounging around my pool drinking beer and talking about all the things that piss us off at our jobs. We have a lot of fun together, and it gives…
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  93. Her skirt rides up above her ass and I have full view of he perfect ass and dripping wet pussy. I raise my hand up and come down on her ass with a loud slap. It leaves a nice big red hand print on her. She cries out “Thank you sir”I repeat the slap on her ass a couple more times until her entire bottom is red. Amiee turns back around and kneels on the floor in front of me again with her back leaned up against the bed. I take a fast glance at the window and Tom is staring with utter amazment on his face. I move my cock close to Amiee’s mouth and she opens up without a second thought…
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  94. I sheepishly replied “Hi”.”What your name” she asked. “Sarah”, I replied.”That’s cool we have the same name.” She continued talking and as I started to relax realizing that she didn’t recognize me I started to open up and talk back. After our nails were done Sarah Asked if I wanted to shop with her. I looked at Jenifer and she said, “go ahead sweetie”. We were off and after visiting several stores we went into a teen store. After looking for a little while Sarah lit up saying oh this is so cute “you have to try this one on”. It was a light pink dress that flared out at the…
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  95. Her hair fell in her face, and she went to push it away, only to find her arms weren’t quite up to such an arduous task. So instead, she let them lie at her sides, hands spread wide on the sheets.The Doctor, barely breathing any harder than usual, looked over at her, eyebrows raised. “What, the orgasm you just had? It was annoying?””No, you idiot,” she said without any real heat as she kicked the sheets away from her body. Outside, one of the blizzards the planet of Nix XV was famous for raged, but inside the room, Amy was almost uncomfortably hot. Whether that was from the fire…
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  96. Erin was visiting her cousin Berri in Philadelphia from Atlanta. They where complete opposites, Berri being a prissy, feminine girl, and Erin a rough, saggy jeans wearing, tomboy their whole lives. It wasn’t until they found out through their parents that they shared an attraction to women that they became good friends and decided to spend the summer together.”Erin, there’s nothing wrong with meeting females on the party-line. In fact, that’s how most of the lesbians here in Philly stay connected. Look, I’ll call and you can just listen.””Aight B, but I can’t guarantee a damn thang…
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  99. I have a friend named Antonio. He’s a bronze skinned latin male and , like myself, very well built. We are both 25 yrs old and really into fitness. He’s got blackbelts in the brazilian martial art Capoeira, and Jujitsu and I have ones in Taekwondo and Jeet Koon Do and we both have bachelor’s degrees in kinesiology, imagine that. So you can see why we hit it off so well. And, just being honest here, if I do say so myself, we are both strikingly good looking,(sometimes that can be a curse, but that’s another story) we are both professional models, thats actually how we met ,working for the same…
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  100. She is horrified at herself, that at some level, she is enjoying this. ” Good girl,” I grunted, leaning further into her to drive into her even deeper. The thrusts became more brutal, and both my hands roughly tilted her hips up towards me, opening her legs wider. She screams, trying so hard to be quiet and fearing for her life. She knew she would do anything for me now, just to get away. She had to admit to herself that at one level, this barbaric rape did feel incredibly good; her fantasy-come-true is even better, and darker, than she could ever have imagined. Then the thrusting stops;…
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  101. “I want you to breed her and your daughters. Frelia and Iliasa need babies put in their wombs. You can fuck them until they’re pregnant.””Master,” she gasped, shuddering. “But…””I can’t do it,” I muttered. “Not yet. But I want them pregnant and…” I smiled. “It’s hot thinking that you’re breeding your own daughters. That you’re making more sylphs for me to love so that when I do figure this out, they can grow up and get bred by their brother-uncle.””Yes, Master,” Mother moaned.Then she turned around and brought her girl-cock to the pussy dripping with my cum. She rubbed the tip of…
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  102. I licked up and down in a slow rhythm only touching her clit this time, and pumped my finger in and out of her. “mmmmmm” or “oohhhhhhhh” was the only thing I heard from her, and I started to suck her clit harder as if it was a mini dick, pulling my lips up, then down, and sliding another finger inside, Scott was kissing the back of her shoulder and had a tit in each hand, softly squeezing them. Her eyes were closed, and her mouth was open, and she was grinding into my face, “Oh my god……please don’t stop…..oh–ahhhhhhh yes, that feels so damn good!” Her heels began to dig into my back and…
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  103. Do not worry about the expense; I have an account with this tailor, so all monies are taken good care of. Now, be off with you, and I’ll see you at dinnertime. Meet me in the dining room at, shall we say – seven tonight.” Camorra stood, indicating to Benjamin he was dismissed, and the boy hurriedly scrambled to his feet, bowed slightly, and made for the door, stuttering garbled thanks as he did so. Smiling, his master patted him genially on the shoulder and sent him on his way. With the boy dismissed, Camorra returned to his chair and turned his brain to the other problem. Sometime he was…
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  104. The thruway is loud with the windows down, the radio is blasting and I’m feeling windburned. When I pull in your driveway and turn off the ignition it’s silent. I take a couple slow deep cleansing breaths and calm washes over me allowing the anticipation of what is to come to come forward in my mind. A small smile spreads as I open the car door and step out into the heat reflecting off the driveway. I do a few stretches and grab the small gym bag from the back seat and unzip it before walking up to the door. It opens as I reach up to knock. You’re dressed as requested, loose shorts (no…
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  105. They were either too pushy, making me feel uneasy, and turned off, or not bold enough. Meaning, of course, that at 24, I had never had sex. Not even any more than hand holding and kissing. Pretty lame, I know, but that’s the hand I was dealt. As compensation, I put my energy into work, developing a good career, and always knowing there was something missing. That is, until I met David. We met at a business meeting, at the time, I wasn’t really attracted to him, but later we met again at the hotel bar. He started a conversation which carried over into dinner, and that was all for that night….
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  106. Or was it a whimper? The morning sun had worked it’s way around to the front of the house, and was shinining directly on Millie’s pussy. “Tommy, have you ever had sex with a girl?, Millie asked. I didn’t answer right away. I needed to be careful, and not say anything about Sis, and I. ” Mmmmm that feels nice and warm down there, but it’s already pretty warm there though. It’s OK Tommy, you can tell me, I wont breath a word to anyone” Millie said after a long pause. I answerd after another long pause. Well I’ve eaten a couple girl’s pussies, and jacked off a lot, a whole lot, and I’ve had…
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  107. Part 1 was all setup(sorry), this is where things heat up a bit…After being half-dazed by chloroform, Stacy the Asian pharmacist is carried out to the parking lot of her store at night, the one holding her in his arms–Duke is his name–resting Stacy’s head against his chest. In spite of the mild fear Stacy feels in her chloroform-induced haze, Duke’s lightly thudding heartbeat subconsciously sets her at ease, and she almost drifts off to sleep in his arms. That is, until one of the other guys searches her pockets for her car keys and unlocks the doors to Stacy’s mini-van. They’re…
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  108. We just had a good, easy rapport and she was easy on the eyes. Her name was Lauren and she had two kids and a boyfriend who wasn’t their father. She was a little thicker for having the kids but she also had a decent pair on her chest.We got along well enough that my welcome appointments became every few weeks and the other stylists started joking about our “relationship” and me being her boyfriend. Especially Jen, her friend with pink hair and piercings who worked there. Jen was a little more fit, but she didn’t have Lauren’s titties. She was pale with freckles while Lauren was a little…
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  109. This story may not be quite as naughty or graphic as my others, but none the less it was a fun experience that I’ll never forget.I did something a little different yesterday. I went and got a massage from a wonderful mature lady. Now, I’ve gotten sensual massages before, and they are indeed great. Very relaxing and good for the body, plus the full release at the end is the icing on the cake. There is a masseuse that lives a few miles from where I work. She’s a certified licensed masseuse, however she also works out of her apartment. I’ve never visited her before, but have just seen her…
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  110. Most times Mike joined Bill and Me at the motel on the interstate for an afternoon of intense sex.There was never and pretense about making love, it was always about sex and pleasing whomever you were with. Intense is the best word to describe it. I loved it and by their reactions and their increasing creativity with toys and different positions made each afternoon great fun. I was their fuck toy for their and my pleasure and while I got tons of pleasure from them, I also provided tons of pleasure for them. A slut fuck toy, yes, and they also told me my tits, ass, cunt and mouth were their…
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  111. Everything in me screamed “Don’t do it.” Everything, but my pussy. He walked over to me and pulled me up, closer to his chest. “I missed you.” He said.”Don’t.” I started trying to pull away.”Are you going to tell me that you don’t miss me?”I shook my head. “You don’t?””I do, but….” I whispered, unable to look in his eyes. “No ‘buts’, I miss you, you miss me. It’s that simple.” Darren lifted my chin and kissed me. I closed my eyes, opening my mouth for his tongue. I bit his bottom lip and grabbed his shirt. I pulled it off and threw it on the bed. I had missed him,…
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  112. ————————————–Cindy had been working at the Harley dealership for about a year and had not only slept with her boss, Louie, but she had also had sex with another coworker, Cliff as well. One of the other guys there, Bob had witnessed a little bit of Cindy’s depravity after a big open house party where she was taken by both Louie and Cliff, one of the bike mechanics. After that party, Bob seemed to hang out around Cindy a lot more and began to pay her a lot more attention. She would come home from work and tell me how he was flirting with her a lot and she thought he…
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  113. It was almost like fucking a different girl.”Oh, fuck!” Dani groaned, already halfway to an orgasm. “I always get so horny this time of the month. I’m glad you don’t mind taking care of me when I’m like this…””Your arousal means your body wants to be pregnant,” Jonathan whispered into her ear. “Why don’t you let this one take? I’ve heard of implants and I know how they work.””It’ll take a month for my body to return to normal,” Dani whispered back. “But I think I’d love to have your child…””Does that mean you love me?” Jonathan teased.Dani bit his ear in reply. “Don’t press…
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  114. “Show me what you’ve got.” she purred in a slightly smug voice.So proud of herself. At least she was coming out of her shell. Smiling upwards at her, I began by slowly lapping up her slit, testing the waters. At first contact, Molly let out a breath she had seemingly been keeping in and snak down into the couch, clearly already enjoying herself.I pulled my tongue back. “Getting comfy?” I asked her humorously.”Keep going.” she replied with no humor in her voice, eyes closed, her face in that sorrowful expression girls get when you begin the foreplay. Internally chuckling, I resumed,…
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  115. “Ah yes,” Kigali agreed, “I know just the one!””Carstairs!” Miss Robinson pleaded, “They are going to rape me!””Rape is illegal,” Kigali reminded the men, “Remember there is a two dollar fine for raping a westerner!””Carstairs!” Miss Robinson pleaded but the men had already piled their rifles into a stack and were gathering round her.We stopped to watch, they circled around her like Hyena hunting a Buffalo until one made a lunge and then another, she fell to the ground with a tribesman at each breast, grasping suckling sucking until her nipples were inches long and two other…
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  116. This was normally a working/drinking man’s tavern and the few females who frequented the establishment tended to favor peroxide and rayon. So I kept my eye on her from the first, getting my mug of Miller from the bartender and slipping off to one side by the jukebox. She was just sipping on what looked like a liquid cocaine and sitting on her stool, wedged in between a mute sailor and a behemoth of a biker with “KC Sons” colors on the back of his oil-spotted denim jacket. They paid her no mind though, too intent on their own imbibitions, so I made note to myself to watch and wait.The…
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  117. Monday Jim left at his usual time and she went upstairs to get ready to run errands.At 9:30 her phone rang see a strange number she hesitated but decided to answer. The phone sprang to life with her on her knees sucking cock, it was a short clip followed by a message, be at front door in ten minutes!Sandi was terrified she had no memory of the event, but the video was her sucking cock that was for sure.The door bell rang there stood Rob and Matt, “hello Sandi I’m Rob and he’s Matt” they pushed past her and walked in. “Which way to the den”? Too stunned to say anything she just pointed….
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  118. I lifted it off and put my eye to the hole. Tash’s eye looked back at me. I went back round and told her that I would now leave her to it and told her to keep the door closed. We giggled as I went to leave, but I definitely sensed she was uneasy about the whole thing.”If you decide not to watch, then you can always look the other way”, I said, grinning from ear to ear. We were standing close together and she leaned in to whisper something. “Jackie also played with me when we read her porn”. Obviously she had either guessed, or Jackie had told her about us…
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  119. ” She then asked if I knew how much the donation was and I replied, “Oh yea,” and she followed by telling me the address, explained it was an apartment building, told me where I should park, and gave me the apartment number, saying she would have to buzz me in. Victoria also asked me to call when I was on my way, and I told her okay expressing my excitement to meet her. She paused briefly and replied, “Me too, see you Friday,” and told me to be sure to call. I said, “Okay,” and we hung up. When Friday came around, I was nervous but excited too, and as I headed out, I gave her a…
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  122. Jason is only ten mouths younger than Paul thirty nine, Ted is now thirty seven, Sam is thirty six, Mark is thirty four and Tony the youngest is twenty eight. All his brothers are fit and muscular. Paul’s brothers and his sisters husbands all called me telling me they could come to help me plan Paul’s birthday, their wives couldn’t. I asked them, keeping my fingers crossed, if it would be okay if they came without their wives. They could tell their wives later our plans for Paul’s surprise birthday party.I called my Master Vincent and told him about my plans about Paul’s brothers and…
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  123. But I hope you will. You’ve probably seen me before, as our eyes have crossed. Perhaps you even took a second look at me. I certainly took a second look at you. I am writing you this letter, not because I am not man enough to go up to you and talk, but because this is the first impression I want you to have of me. I want you to know right now how much you turn on this stranger you’ve never met.I saw you once, as we crossed paths in the gym. That’s what people do at the gym, I suppose. They gawk at each other, checking out the competition in some cases, eyeing the beautiful bodies passing…
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  124. My wife and daughter had just left to meet her sister and children for a girls weekend at the beach. I had looked forward to this weekend for a while making sure I left this weekend open for doing something I enjoy but don’t get to do enough of. Over the past couple years I have found myself enjoying the company of men just as much as I do women but my busy life only allows me play with my new found partners when I can sneak a quickie in when the wife works late or find an excuse to stay out late on weekends. Shortly after getting brave enough to meet strangers in hopes of getting lucky I had…
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  125. “You’re killing me Lilly.” I looked down at myself and blushed, “Sorry, my aunt.” He grabbed my wrist and pulled me back into the bed, pulling the covers back over me, “Yes, I’m well aware of your aunt’s motives.” I smiled and snuggled in noticing the purposeful distance between Damien and I. I sighed and lifted my head on my arm to look at him, “You’re making the Lycan sleep outside?” He snorted, “No, they prefer it out there. You seemed to be having a good time though.” I nodded, “Yeah, they are really funny about certain things.” “For example?” I ignored the…
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  126. My torso leaning against his bare skin, there was a warmth radiating all through my body and I wasn’t sure whether that was a physical warmth or an emotional warmth. It felt vulnerable though, way too vulnerable. So I escaped his embrace and sat up straight, shaking my head. ‘Are you going to bottle feed me?’ I asked, part of me hoping he’d say yes, part of me was curious and yearning for that warmth I felt just now, but another part of me was confused, grasping at straws trying to understand. ‘What are we doing, daddy?’ It must have been the confusion that made me call him daddy again, the…
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  127. Sky’s clit-dick pulsed against mine. I gasped, realizing my daughter had climaxed, too.The incestuous mix of our seed flooded Lupita’s writhing cunt. Her pussy sucked at us while the pleasure slammed through my body. Waves of bliss joined the ecstasy, washing out of my convulsing cunt. I trembled, my nipples brushing Lupita’s.”¡Si!” gasped Lupita. “You two hermafroditas are cumming in me.””Futas!” groaned Sky. “We’re futas!”The MILF just moaned, her cunt going wild around my dick. Her pussy milked me, working out every drop of cum that I had in my ovaries. My orgasm hit that wild peak….
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  128. I tell you beg me for it and you softly say “Please give it to me”. I tell you louder and you say “Please let me suck your cock”.On the video screen, some chick is sucking a guy’s dick on a couch. I grab a fist full of your hair and turn your head towards it. “I want you to suck my dick like that depraved little slut on the screen…you got that?” I tell you and you nod obediently. You open your mouth and I shove my cock in as deep as I can. You gag a little bit but you don’t choke. You put your hands up to gain some control but I knock them away and tell you to put them behind your back…
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  129. When she got near enough and saw the tears running down her friend’s fair cheeks, she thought her heart would beat out of her chest. Dropping to her knees next to Amy’s bed, she pulled the pliant body toward her in a hug. “Amy? Honey, what’s the matter?” She asked frantically. When the tears wouldn’t stop, she simply held her in her arms and rocked her, whispering comforting words into her red tipped ear.Finally, the tears seemed to subside and Amy hiccupped softly. Pulling slightly away, Nick tried to capture her gaze. “Amy? What’s wrong, sweetie?”At the loving look she received after her…
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  130. Walking on he finally heard, “wait!”Whirling, a scowl on his face, he stated, “why? You obviously wish to perish. You have shown that you want nothing to do with me, therefore why should I help those who do not wish it?”For the first time Ephus saw Artemis shrink back in real fear. “Hum… Ephus. It has been a very long time since I trusted anyone. It is a far more difficult thing for me to do. I…””First you need to realize, I am no longer human. Next, you need to ask from now on, well?” Ephus stated as he crossed his arms over his chest.”Ask? Ask!? I am a goddess I do not ask I…”…
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  131. I undressed to my boxers anddarted across the hall toKathryn’s room. As I slowlyopened the door, I noticed herroom was dimly lit, and I wasshocked at the sight of mysister lying completely naked onher bed.My jaw dropped as I looked overher beauty. She had always beengorgeous, but today she was alldone up and was absolutelystunning.”Mmmm come to bed bro….I cantell you are as excited as I am,”she whispered, as she movedher finger up her slit and pointedto my tented boxers with theother hand. “Take those off… Iwanna see the cock that’s gonnamake me a…
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  132. “I felt his cock grow bigger in my hand.It was then that I realized we weren’t alone.”I hope you don’t mind but I invited my friend Deepak over to join us.”Deepak stood up and walked over to us. He was a little taller than Rajeev and had the most piercing blue eyes I have ever seen. He looked lean and muscular and I knew that this was going to be an interesting night.”Uh, sure.” I managed.”I’m Deepak. It’s nice to meet you.”He kissed me on both cheeks.”Why don’t you come over and sit on the couch.”They were being such a gentlemen that it put me totally at…
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  133. It’s been super having someone to open up to with no reservations what so ever. We both have truly enjoyed more than a dozen fuck-fest encounters. I have one more I’ll tell you about. I don’t believe there will be any other disclosures, unless Angie grants me one final fantasy. (But I’m not going to count on it happening) I want to tie her up and take tons of pictures of that body for my personal pleasure. If you’ve followed this story from the beginning, you have a good idea how well endowed my daughter in law is. Damn she’s super, I just wish I had a photo to share with you!Shortly after…
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  134. Sunny and warm for a change. About six big rigs were pulled into the rest stop, but they rarely delivered on the promise. But there were eight cars parked, staggered along the sidewalk. How many had warm cocks ready to be stroked or sucked. I would find out.I walked into the men’s room. No one. I took out my limp cock and stroked gently. I was not feeling anything really except some boredom and growing lust. In a minute, a tall thin man, older than I was, walked in wearing loose shorts and a jacket. Only three urinals, and he went to the one by the wall. I was stroking, and he made no moves….
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  135. I went on having fun at the party, danced with other girls who rubbed their asses against my package, and even though it was a turn on for me, it just wasn’t near as good as what Kate did to me.One thing was crystal clear, though, and I knew my cock agreed with me – I wanted more! When you have that kind of sex that you can’t get out of your head, you know there’s a reason for it. And my reason was that I was meant to get more, no matter how much I already had. Now the question was whether or not Kate already left and if she was still here, where I could find her.It was getting early…
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  136. i got out of bed and said “baby?” when i walked out are room there was a bag packed and harvey was by the door i said “hey babe where are you going?” harvey looked at me and said “leon im sorry i dont love you anymore” (these words felt like i just been cut with the sharpest knife) i looked at harvey and said “what” and started breathing heavey and started crying really hard harvey said “im sorry im leaving you” harvey opened the door and picked up his bag i ran to him and said “harvey please dont leave me i love you please dont go” harvey looked at me and said “i have to” and left closing the…
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  137. My school was many miles away and we couldn’t get together every weekend, but we did the best we could. This also was the weekend of a popular rival football University.Some girls in her dorm had been doing a number on her, sand-bagging our relationship. They would joke and make statements to her that I must be enjoying myself cheating on her miles away at my school. At this time, I believe they carried it a little too far, but I found out too late to do any good. Someone had a couple of close high school friends that were aiding them in their plan. Pictures would be taken around my school…
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  138. During the summer months, he finds it too hot for his liking and leaves it for me to use as I please. Let me show you some pictures,” he said as he worked his phone with one hand while his other was busy pleasuring my wife. She was far too preoccupied to look at pictures, but I saw that it was a beautiful, six-bedroom home directly on the ocean. Balconies from every bedroom overlooked the white sand beach and boat dock that moored several boats, including a thirty-foot cabin cruiser. “There is shuttle service to the main island ‘on demand’, where you may want to visit the shops and restaurants…
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  139. “”One thousand,” Jane said as she stepped naked from her shoes and clothing, “Guineas.””A bargain,” Lord D smiled and he grasped Jane around her waist and pulled her to him.He pressed her against the wall beside the door frame. His lips found her lips. His tongue flicked around her teeth. He kissed her neck and then with no further ado he stooped slightly, he aimed his rampant penis at her quim and he straightened, forcing his member firmly up into her womb.”My lord!” Jane cried as he ripped her poor defenceless maidenhead away as he possessed her.”What say you sweet Eliza…
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  140. I blinked, just to be sure. The other set of eyes didn’t blink back. “Tell me about it,” future me replied. “I can’t decide which experience is weirder; doing this for the first time or doing it again from the other perspective.” I knew it’d been ridiculous to blow my entire paycheck on a black-market time-jump, especially considering unauthorized time travel was a level 2 offense, punishable by up to 20 years. Even a small jump like this (which only allowed you to go about a week maximum into the future or past and which pulled you back automatically after about 6 hours) was a serious…
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  141. ’ Just in case, let me give you a quick explanation. The original gloryhole was an opening in the wall of a video viewing booth at adult bookstores. Men would watch for couples entering the booth next door, and they would put their hard peckers through the opening to be sucked by the woman anonymously.”Yvonne took a deep, ragged breath…seeing the perverse imagination of Duane at work behind this setup. Lori and Theresa looked like they were in shock, Diane just kept staring at the cops.Carson continued: “Now days, a gloryhole is any situation where a woman sucks and fucks a man in a…
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  142. He sipped his drink and his free hand was massaging the bulge in his pants. But the ‘oh, my god’ reaction was how he was framed in my vision. I saw him framed between my spread knees and thighs, my heaving breasts, and my hands stroking vigorously at my dripping pussy.With his eyes on mine, I gasped out to him, “Yours, Sir … all yours …” My head dropped back to the top of the table, my butt raised up as my hand jammed three fingers into my pussy and curled one up to contract my g-spot. I exploded and cried out.It was minutes before I finally opened my eyes, again. My breathing still ragged…
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  143. I took my tongue and started to slowly lick her pussy lips very gently. I moved up to her clit and then she push it into my mouth. Of course, I’m thinking that I’ll get her all worked up and she’ll let me fuck her. She then started her first orgasm, griped my head with her hands and told me to suck her cunt. With that I started working two fingers in her wet tunnel of love, and kept up the pressure on her clit. I found it hard to get the fingers all the way in at first. She was as tight as a virgin. When I got them all the way in, she started cumming again. I have a full beard, and she was…
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  144. She enjoyed activities such as swimming, archery, minibikes, and horseback riding. Everything was going great, except she always got hungry late at night. Dinner was at 6, but she had trouble sleeping, and come midnight, she was desperate for a snack. Being around 18, her hormones were kicking in, and was interested in all things sexual. Jenna: If only there was a fat load of cum, I could swallow, that would hit the spot… (Jenna thought)She preferred to sleep in a silk nightie with no underwear. The fabric was pink and thin, and rose high up her thigh. The girls joked they could see her…
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  145. If you do not like it leave, if you dont mind, Enjoy its hotIt was a cold winter morning when I woke up. I woke up with a raging hard on and couldn’t function without doing something about it. I went into my draw and pulled out lube. I squirted some into my hand and on my cock and started pounding away. I was moaning and grunting I could feel I was gonna cum soon. I rubbed my chest and abs. I soon felt my body tense up and a strong feeling and I shot all over myself. My cum shot all the way to my chin and on my face. I had to shower and get ready for work. I got up off my bed and…
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  146. She parted her legs and looked back over her shoulder with a saucy smile as she wriggled her arse from side to side waiting for me to slip into her again. I lined my cock to her pussy lips and slowly entered her, a little sigh coming from her as I pushed my entire length into her. I reached up and gripped both shoulders and carried on fucking her. “Yes, yes, FUCKING YES!” she shouted as her excitement built up and not caring who might have heard us. I reached under her and grabbed both breasts, squeezing both nipples hard and pulled her back until she was sat back on me. She turned her head…
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  147. “I gathered that. I was asking for your names.” Scott said. “Our names are unimportant, young man. You will see that in just a moment…” he started to say, but Scott turned to another man, who had pulled out a pistol and racked the slide, jacking a round into the chamber. “I’d be careful with that, if I were you.” Scott said. “It’s far more dangerous to you than it is to me.” The man began pointing the gun at Scott, but as he brought it up, Scott just shook his head at him. A moment later, the man put the gun in his mouth and pulled the trigger. His body collapsed straight to the…
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